Kevin Pollack is a dynamic and results-driven trial attorney who leads ACTS Law’s insurance bad faith litigation practice. With a career devoted to representing policyholders ranging from displaced homeowners to prominent commercial entities, Kevin has earned a formidable reputation for holding insurance companies and brokers accountable when they fail to uphold their promises. He brings deep experience, strategic insight, and an unwavering sense of justice to every case he handles.
Kevin’s unique background—combining experience on both sides of the civil bar and in the criminal courtroom gives him a rare and balanced perspective. A former Deputy City Attorney for the City of Los Angeles and one-time insurance defense lawyer, Kevin now leverages his deep understanding of insurer tactics to the benefit of those wronged by the very institutions meant to protect them. His practice frequently intersects with the firm’s wildfire litigation group, where he advocates for victims suffering devastating personal and business losses.
Known among peers and judges alike for his courtroom presence, tactical precision, and persuasive storytelling, Kevin is a tenacious litigator with a track record of success in high-stakes cases. His recent wins—ranging from multimillion-dollar jury verdicts to groundbreaking rulings have not only brought meaningful relief to his clients but have helped shape California’s evolving legal landscape around insurance recovery.
Kevin graduated cum laude from California Western School of Law. While in law school, he volunteered with Street Law San Diego where he worked with inner-city high school students and coached mock trial teams. Prior to law school, Kevin graduated with high honors from the University of California, Santa Barbara, where he gave his graduating class’s commencement speech and served the interests of the community while interning for the Santa Barbara District Attorney’s office.
In two recent smoke damage insurance cases, a well-known insurance company advanced the position, consistent with its broader claims practices, that smoke damage is not compensable under homeowners’ policies unless it is visible and permanent. Relying on the February 2025 Court of Appeal decision in Gharibian v. Wawanesa, the insurance company argued such damage is not covered because it can be easily cleaned. In both cases, the insurance company disregarded Plaintiffs’ Certified Industrial Hygienist reports documenting combustion by-products, including toxic contamination embedded in the homes’ structures and contents. In two of the first post-Gharibian rulings, Kevin demonstrated that when insurers fail to conduct thorough, objective investigations and instead rely on unsupported assumptions rather than scientific evidence, they may face liability for bad faith and punitive damages. The courts agreed, finding the insurer’s investigative failures and refusal to engage qualified experts sufficient to warrant jury determination.
Following a jury trial lasting three weeks, Kevin Pollack secured a $4.35 million verdict for elderly homeowners who were left severely underinsured when their home was destroyed by a wildfire. Despite the homeowners’ prior requests to update their policy after making significant improvements to the home, their insurance agent failed to adjust the coverage limits. Both the agent and insurer refused to take responsibility, attempting to place blame on the clients and offering no meaningful settlement. Kevin’s trial advocacy and strategic case development led the jury to hold the agent accountable, delivering justice for a vulnerable couple who had been wronged by the very professionals meant to protect them.
Just as jury selection began, Kevin Pollack achieved a favorable settlement for a restaurant and its owners whose business was destroyed in a devastating fire caused by negligent construction at a neighboring restaurant. The case involved intricate causation issues and multiple dispositive motions, with defendants denying liability and refusing settlement up to the eve of trial. Kevin meticulously demonstrated that the fire originated from the adjacent restaurant’s commercial kitchen, where defective construction trapped heat in the interstitial space between the buildings. His unwavering pursuit of accountability and command of the technical facts forced the defendants to the table, resulting in a substantial resolution that brought closure and compensation to his clients.
Kevin Pollack successfully represented a luxury rehabilitation facility in a complex insurance bad faith and agent negligence action stemming from wildfire-related losses. The insurer denied the client’s business interruption claim, arguing—contrary to clear policy language—that the coverage had been included by typographical error. Kevin dismantled the insurer’s argument, showing that its conduct was both unreasonable and contrary to the policy’s express terms. He also established that the insurance broker breached the standard of care by failing to clarify business interruption coverage, despite years of handling the client’s policies. The matter resolved favorably, reinforcing Kevin’s reputation for holding insurers and brokers accountable in high-stakes litigation.
In a pioneering federal case, Kevin Pollack secured a favorable settlement after convincing the Northern District of California that smoke, soot, ash, and chemical contamination from a wildfire constituted “physical loss or damage” under a property insurance policy. The insurer had denied the claim, asserting that such contamination did not meet the policy’s threshold for coverage. Kevin’s persuasive motion practice led the court to recognize the legitimacy of smoke and ash as triggering events—setting precedent for similar claims and prompting the insurer to settle. This outcome marked a critical victory for wildfire survivors and affirmed Kevin’s role as a leading innovator in insurance recovery litigation.
At ACTS LAW, our skilled and knowledgeable attorneys represent victims in a broad array of case types. We are trial tested and zealous advocates for the rights of our clients. See how we’ve helped others, and how we can help you.
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