Major disasters like hurricanes, mudslides, and heavy rainfall can lead to flooding and potentially cause property damage as a result. Usually, policyholders need to buy additional flood insurance to cover flood damages. However, in some cases, insurers require flood insurance, and in other cases, the property owner has the option of whether or not to get the additional coverage.
Whether or not it is mandatory depends on where the property is located and if it is situated in a flood hazard zone as designated by FEMA.
Many property owners do not immediately think of getting separate flood insurance because it is not always required. Whether or not it is mandatory depends on where the property is located and if it is situated in a flood hazard zone as designated by FEMA. Often they think about it after the fact, when flood damage has already occurred and they are devastated to find out that their policy does not include flood coverage. It is important that property owners are aware of all the coverage that is included in their policies and to make sure that it is adequate for them.
At ACTS LAW, LLP our insurance claim attorneys will help you understand your property insurance policy. We can answer any questions that you have regarding your flood damage or any other kind of property damage claim. Let us know if your claim has been denied and one of our attorneys will be happy to review your insurance coverage with you and offer our knowledge and expertise to help you get your rightful compensation.
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In my 35 plus years of business experience, I have never met more knowledgeable, responsive professionals. My cases were settled in record time with extremely satisfactory results. All legal advise I received was spot on and very proactive. Could not be more happy w/ the services and advise received.
I am so impressed with Atty Terry Bailey. I needed a 2nd opinion on inverse condemnation case. He was knowledgeable, experienced and just as important, very human in dealing with my dilemma. He took the time to listen and understand the issues relating to my property damage caused by county negligence and never rushed me or interrupted me. He listened carefully and understood, it was very clear how experienced he is. I highly recommend Mr. Bailey.
Yes, they did a great job at handling the home insurance case. Knowledgeable, smart and diligent. Always on top of things. Great communication. But they were more than that. Great advisers to us as well. And not full of empty promises, but with real understanding of what is possible and what is not. Nice to have someone who does not over promise, just over delivers.
Founding Partner
Growing up in a family that worked in the construction industry, Terry Bailey spent much of his early years in and around construction sites, then worked in the business as a teenager and into his adulthood. It was at those building sites where Terry learned the family mottos and built his work ethic: Be early. Work hard. Do the right thing.
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