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Thanksgiving is a time to gather with friends and family, enjoy a delicious feast, and reflect on the things that people are thankful for in their life. The last thing people expect to happen on Thanksgiving is a serious car accident, a kitchen fire, or that a family member’s home is broken into while they are visiting a loved one. Unfortunately, these accidents happen every year and can cause serious property damage. Fortunately, there are steps homeowners can take to prevent these accidents that can cause serious injuries and property damage. However, if a kitchen fire, car accident, or some other unexpected accident does occur, an experienced property damage lawyer can closely review the client’s homeowner’s insurance policy and assist with the claims process.
According to the National Fire Protection Association (NFPA), there are more house fires caused by cooking equipment on Thanksgiving than any other day of the year. Too many cooks in the kitchen and multiple dishes being prepared at one time can cause people to lose track of food that is in the oven or on the stove. Cooks can become distracted and leave oven mitts, napkins, or wooden spoons too close to the flame. Hot oil from a deep-fried turkey can cause serious burns and other injuries. The following are some of the most common safety issues related to Thanksgiving:
Kitchen fires: It is easy to get distracted when there are so many people in the kitchen, particularly if alcohol is being consumed while prepping and cooking. Moreover, kitchen fires can spread very quickly. According to the U.S. Fire Administration, there were approximately 2,400 residential fires on Thanksgiving between 2014 and 2016, which resulted in five fatalities, 25 injuries, and $19 million in property damage. On Thanksgiving and throughout the year, cooking is the leading cause of house fires, particularly when cooks are not paying attention to the food that is in the oven or on the stove. Homeowners are urged to keep the following safety tips in mind:
Deep frying a turkey: There are many people who purport that there is no better way to cook a turkey than to deep fry it. However, any cooking method that involves a large amount of scalding hot oil has its risks. For example, turkey fryers are known to tip over. If too much oil is used, it can splash onto the burner, which is dangerous because overly hot oil can ignite and cause a fire. In addition, the fryer, as well as the hot cooking oil, can cause severe burns. According to the NFPA, fires caused by turkey fryers are responsible for approximately five fatalities, 60 injuries, the destruction of roughly 900 homes, and over $15 million in property damage each year. When frying a turkey, cooks should keep the following safety tips in mind:
Car accidents: Unfortunately, car accidents are more common during the holiday season because of a number of factors, including heavy traffic, speeding, distracted driving, and drunk driving. In fact, according to the National Safety Council, in 2017, the only holiday that had more travel-related fatalities was Independence Day. Holiday travelers are urged to take the following steps to reach their destination safely:
Break-ins: According to the American Heritage Group, when homeowners are traveling for the Thanksgiving holiday, their home may be vulnerable to break-ins. Unfortunately, thieves understand that homes are likely to be empty for days at a time over the Thanksgiving holiday, and they will take full advantage of the situation. There are proactive steps that homeowners can take to protect their belongings while they are away, including the following:
Homeowners should take the following steps to avoid potential problems:
When hosting a group of guests at one’s home, homeowners are urged to review their insurance policies to make sure that they are protected in the event of an unexpected accident. For example, before hosts send out invitations, it is highly recommended that they check the social host liability laws in the state so that they know their liability if a guest is injured or the property is damaged. Depending on the homeowner’s policy, it may deny protection for social host liability or it may limit the coverage, or it may not provide any coverage for a guest who gets behind the wheel after having too much to drink. Most insurance agents recommend carrying between $300,000 and $500,000 in liability protection. The Insurance Information Institute suggests that individuals who own a home and a vehicle should purchase an umbrella policy for as much as $1 million.
If a fire, a car accident, or some other unexpected incident caused damage to your property, you are urged to contact the Los Angeles property damage lawyers at ACTS Law at your earliest convenience. We will closely review your insurance policy and thoroughly explain the financial benefits you are entitled to receive. Our skilled legal team will walk you through every step of the claims process and address all your questions and concerns. To schedule a free consultation, call us today at 833-ACTS-LAWopens phone dialer or contact us online.
With offices located in San Diego and Los Angeles, we serve clients throughout Southern California, including Orange County and Los Angeles County, encompassing Beverly Hills, Calabasas, Malibu, Santa Monica, Long Beach, Hidden Hills, Pasadena, San Marino, Brentwood, Encino, Newport Beach, and Foresthill.
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Thank you and take care.