A car accident can be traumatic, overwhelming, and stressful, particularly when the collision causes significant property damage and catastrophic injuries. It is not uncommon for the at-fault driver’s insurance company to contact the injured party directly. They may ask about the victim’s injuries, the damage to their vehicle, and other details about the accident. However, it is important for the victim to understand that the other motorist’s insurance agent does not have their best interests at heart.
The insurance company does not want to pay a large settlement amount, and they will resort to a range of tactics to avoid doing so. That is why it is crucial that car accident victims only discuss the details of their case with a dedicated lawyer who will protect their legal rights, address all of their questions and concerns, and negotiate the best possible settlement offer.
After a car accident, there are a number of steps that one should do. For example, if a motorist is injured in a car accident, they should call 911, collect as much evidence from the scene as possible, and seek immediate medical attention. In addition, they should contact their own insurance company in order to file a claim.
If the injured party is contacted by the other motorist’s insurance company, they are not legally required to speak to that person. In fact, they should avoid speaking to the other party’s insurance company, particularly if they plan to file a personal injury claim. Insurance companies are in the business of making money, so they will use a range of tactics to try to avoid paying costly settlements, including trying to get the injured party to say things that can be used against them. If a motorist is contacted by the other driver’s insurance company, they should notify their lawyer who can speak on their behalf.
There are a number of circumstances where the injured motorist should avoid speaking to the other driver’s insurance agent, including:
One exception to this rule is if the other driver was clearly at fault, but they refuse to speak with their own insurance company. If that is the case, the at-fault driver’s insurance company will have no information about the accident, who was responsible for causing the collision, the extent of the property damage, and if there were serious injuries involved.
If the injured motorist does not speak to the other driver’s insurance company about the details of the accident, it could take months before they receive a settlement check. In some cases, the insurance company may not issue a check at all if they have no information about the accident.
The following includes important tips to keep in mind when speaking to the other driver’s insurance company:
Hiring an experienced lawyer means that the injured victim has a skilled legal professional on their side who has a thorough understanding of the specific laws and procedures that could have an impact on the case. A dedicated lawyer will also be able to anticipate the tactics that the other driver’s insurance company will resort to, and they will prepare a strategic plan to secure the best possible settlement. The following are additional examples of how a lawyer can help a client:
If you were seriously injured in a car accident, you are urged to contact the Encino catastrophic injury lawyers at ACTS LAW. In order to ensure that your legal rights are protected, it is imperative that you have a dedicated legal team on your side. We will walk you through every step of the claims process. To schedule a free, confidential consultation, call us at 833-228-7529 or contact us online. With offices located in Los Angeles and San Diego, we serve clients throughout Southern California.
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