Protecting Policyholders: Navigating Insurance Bad Faith in Los Angeles
At ACTS LAW, LLP, our skilled and knowledgeable attorneys represent victims in a broad array of case types. We are trial tested and zealous advocates for the rights of our clients. See how we’ve helped others, and how we can help you.
From the desk of:
Attorney Danny Abir
Partner at ACTS LAW, LLP
Dear Frustrated Policyholder,
If you suffered property damage or bodily injury and the insurance company is wrongfully denying or lowballing your claim, then this may be the most important message you will read. Here is why:
California has a law named the “bad faith” statute which states insurance companies must NOT act unfairly or in “bad faith” to persons they insure. But what constitutes “bad faith”? Some examples of insurance “bad faith” are…
Have you experienced any of these “bad faith” acts by your insurance company?
California insurance law requires insurance companies to always “act in good faith” towards policyholders, but sadly, it doesn’t mean that they always do! In fact, our insurance bad faith attorneys routinely bring to light the dirty tricks insurance companies play in an attempt to put their interests in front of their policyholder’s. Our lawyers help policyholders turn the tables on insurance companies where bad faith acts can occur, such as:
If you believe you are a victim of an insurance company acting in “bad faith” — then continue reading — because I’m going to reveal EXACTLY what your legal options are…
When an insurance company acts in bad faith and denies or lowballs your claim, there are really TWO separate obligations they are failing to fulfill.
The first (#1), is their obligation to reasonably pay your claim as covered by your policy. For example… If your house burned in a fire and a reasonable investigation concluded the value of the damage was estimated at $110,000, then they are obligated per your policy to pay the claim at a minimum of $110,000.
But, when an insurance company ALSO acts in “bad faith” (ie. denying worthy claim, lowballing, etc), there is a second (#2) obligation they fail to fulfill, which is the legal requirement to “act in good faith and fair dealing to the persons they insure”.
And one that benefits you (the policyholder) tremendously. Here is why:
If you were to sue an insurance company ONLY on the grounds of a “breach of contract”, the most you could hope to recover in court would be the full and fair value of your claim as covered by your policy.
But… if the insurance company is shown to have acted in “bad faith” and there is clear evidence of oppression, malice or even fraud, suddenly the amount you may recover can far exceed the original face value of the claim. This is because a “bad faith tort” claim may be eligible for punitive or exemplary damages that are unavailable in a “breach of contract” claim.
Punitive damages are money awarded to you (the policyholder) as part of a court-ordered punishment of the insurance company for acting in “bad faith”. These “punitive damages” are separate, and in addition to, the money you recover in relation to your policy coverage (breach of contract).
And that’s not all you may recover…
At ACTS LAW LLP, our insurance bad faith attorneys fight on behalf of our clients to not only recover the #1) cost of the original claim, and #2) any available punitive damages, but we also fight to recover for clients…
We leave no stone unturned when it comes to holding insurance companies responsible for their “bad faith” and unreasonable dealings with you. Why should you bear a financial burden for the wrongs committed against you?
You shouldn’t and our bad faith insurance attorneys are your advocates to make sure you receive all that you deserve.
The very first step we recommend when you are being treated unfairly by an insurance company is to have your case evaluated by an attorney immediately.
At ACTS LAW LLP, our legal consultations are free and include a full case evaluation with an attorney. It will be a valuable opportunity for you to have a conversation with an experienced bad faith insurance lawyer who can give you timely advice and help you understand…
To get a free legal consultation (including a full case evaluation) with our lawyers, call us at (888) 992-2287 right now — or simply fill out the consultation request form below and we will promptly call you.
We stand ready to help you with your case.
Sincerely,
Danny Abir, Partner
ACTS LAW, LLP
The Los Angeles bad faith insurance lawyers at ACTS LAW, LLP are on your side. Call us today for a free consultation at 888-20-CLAIM. Or fill out our online contact form today. Located in San Diego and Los Angeles, we serve clients throughout Orange County and Los Angeles County, including Beverly Hills, Calabasas, Malibu, Santa Monica, Long Beach, Hidden Hills, Pasadena, San Marino, Brentwood, Encino, Newport Beach, and Foresthill.
Client Reviews
2 weeks ago 
“From beginning to end ACTS listened, suggested, discussed and acted on my behalf! Thanks ACTS team!!!”
View More Reviews on Google Maps and Yelp
Fill out the form or call us at 833-228-7529 for a free consultation. We are glad to review your case and help you in any way we can.
In my 35 plus years of business experience, I have never met more knowledgeable, responsive professionals. My cases were settled in record time with extremely satisfactory results. All legal advise I received was spot on and very proactive. Could not be more happy w/ the services and advise received.
I am so impressed with Atty Terry Bailey. I needed a 2nd opinion on inverse condemnation case. He was knowledgeable, experienced and just as important, very human in dealing with my dilemma. He took the time to listen and understand the issues relating to my property damage caused by county negligence and never rushed me or interrupted me. He listened carefully and understood, it was very clear how experienced he is. I highly recommend Mr. Bailey.
Yes, they did a great job at handling the home insurance case. Knowledgeable, smart and diligent. Always on top of things. Great communication. But they were more than that. Great advisers to us as well. And not full of empty promises, but with real understanding of what is possible and what is not. Nice to have someone who does not over promise, just over delivers.
Founding Partner
Alexander Cohen is a founding partner of ACTS LAW, LLP, where he represents individuals, business and commercial property owners in residential and commercial property damage losses throughout the United States. He properly navigates the claims and recovers insurance benefits for his clients, particularly when claims have been underpaid or denied.
833-228-7529
833-228-7529
Call Us