When major disasters such as hurricanes, mudslides, or heavy rainfall occur, properties are at risk of flooding, which can result in significant damage. Typically, property owners need to obtain additional flood insurance to cover damages caused by floods. However, the requirement for flood insurance varies. In some cases, insurers mandate flood insurance, while in others, property owners have the choice to opt for additional coverage.
The necessity of flood insurance depends on the property’s location and whether it falls within a designated flood hazard zone by FEMA (Federal Emergency Management Agency).
Unfortunately, many property owners do not consider obtaining separate flood insurance until after experiencing flood damage, only to discover that their policy does not include flood coverage. It is crucial for property owners to understand the extent of coverage provided by their policies and ensure its adequacy for their needs.
If you find yourself in such a situation, please don’t hesitate to reach out to us at (888) 20-CLAIM. At Abir Cohen Treyzon Salo, LLP, our team of experienced property damage lawyers is here to assist you in any way we can.
Our dedicated insurance claim attorneys specialize in property insurance policies and can provide answers to any questions you may have regarding your flood damage or other property damage claims. If your claim has been denied, we will gladly review your insurance coverage and work with you to pursue the rightful compensation you deserve. Count on our knowledge and expertise to guide you through the process.
Contact us today to schedule a consultation and take the necessary steps toward resolving your water damage claim effectively.