Insurance Law

At Abir Cohen Treyzon Salo, LLP, our attorneys are here to guide families and business owners through the challenging process of handling their fire insurance claims.

We understand the devastating financial impact of fire tragedies and the urgency required in processing claims promptly, so victims can rebuild their properties and their lives.

Fires can cause immense damage to homes and businesses, leading to significant financial and personal loss. The aftermath is not only traumatic for victims and their families but also incredibly stressful. People find themselves without homes, basic necessities, and even electricity. While the loss of sentimental and valuable personal items can be painful, it doesn’t have to be a hopeless situation.

Furthermore, fires often lead to additional problems that owners may not immediately consider. These unnoticed issues can worsen over time, causing significant damage that is expensive to repair. In some cases, insurance companies may refuse to cover these damages or attempt to shift the blame onto homeowners or business owners to avoid paying the claim. In such situations, it is vital to know your rights. Common problems caused by fire damage include:

• Structural damage
• Water damage
• Wind damage
• Melting
• Roof damage and leaks
• Plumbing and electrical damage
• Burn and smoke damage
• Wood damage

The property damage lawyers at Abir Cohen Treyzon Salo, LLP are dedicated to seeking full compensation on behalf of those impacted by fire damage. Our experienced insurance claims attorneys will review your policy and explain your benefits in a concise, clear, and easy-to-understand manner. If your insurance company attempts to deny your claim, we will work tirelessly to protect your rights and ensure you receive fair and just compensation. After a devastating fire that leaves you facing overwhelming property repair costs and personal losses, a denial of your insurance claim is the last thing you need. By securing legal representation, you gain peace of mind knowing that your best interests are represented by experienced and skilled fire damage attorneys.

If you require assistance in filing a property damage claim, don’t hesitate to contact the Los Angeles property damage attorneys at Abir Cohen Treyzon Salo, LLP as soon as possible. We understand the profound impact of property damage on you and your family, and we will fight to secure the compensation you rightfully deserve for your loss. Schedule a free consultation by contacting us online or calling us at 833-ACTS-LAW. Our offices are located in San Diego and Los Angeles, and we serve clients throughout the state.

Experiencing loss due to theft or vandalism can be emotionally and financially devastating for you and your family. At Abir Cohen Treyzon Salo, LLP, we understand the frustration that arises when insurance companies fail to provide fair reimbursement to victims. Theft and vandalism claims can be complex and time-consuming to resolve, often requiring specialized attention and expertise. Our attorneys are well-equipped with the knowledge and experience to effectively handle these types of claims.

Common issues that may arise in theft and vandalism cases include:

• Establishing the occurrence of theft or vandalism
• Providing proof of ownership or possession of the claimed stolen items
• Determining the value of the stolen or damaged items
• Assessing any related property damage, such as broken windows, doors, locks, or equipment
• Considering whether the property was vacant or occupied

We Know How to Fight for Your Rights

Insurance companies often seek to minimize payouts by obtaining price estimates from companies with greater buying power, leading to undervaluation of stolen or damaged goods. Our attorneys have the necessary knowledge and experience to challenge these tactics and ensure that you receive the full compensation you deserve for your theft and vandalism claim.

Obtain Full Compensation for Your Claim

If your theft or vandalism claim has been unfairly unpaid or underpaid, or if you require assistance with your claim, contact the Los Angeles insurance lawyers at Abir Cohen Treyzon Salo, LLP. We will fight vigorously to protect your rights and help you obtain the compensation you are entitled to. Schedule a free consultation with one of our experienced coverage attorneys by calling (888) 20-CLAIM or filling out our online contact form.

We Serve Clients Throughout Los Angeles and Orange County

With offices in San Diego and Los Angeles, we proudly serve clients throughout Orange County and Los Angeles County, including Beverly Hills, Calabasas, Malibu, Santa Monica, Long Beach, Hidden Hills, Pasadena, San Marino, Brentwood, Encino, Newport Beach, and Foresthill. Don’t let insurance companies take advantage of you. Contact us today to get the dedicated legal representation you need.

Experiencing water damage in your home is a devastating event. A small water leak can quickly escalate, leading to mold growth, bacteria infestation, and health hazards. It’s frustrating when your insurance company refuses to provide the necessary compensation for repair costs or denies your claim entirely. If you’re facing an inadequate settlement offer, don’t hesitate to reach out to the experienced lawyers at Abir Cohen Treyzon Salo, LLP for assistance. With our extensive experience in handling property damage claims, we can help you obtain the settlement you need to recover from water damage.

Causes of Water Leak Damage

Water leaks can occur for various reasons, wreaking havoc on your home. Some common factors contributing to water leak damage include:

• Rain
• Wind
• Snowstorms
• Roof leakage
• Pipe bursts
• Plumbing damage

As a result of water leak damage, your home may be at risk of:

• Mold and bacteria growth
• Damage to heating and electrical systems
• Roof leakage
• Hidden damages and health hazards

When you discover water leak damage in your home, it’s crucial to take swift action to repair the harm done to your property. Repair costs can quickly accumulate, and if your insurance company is unwilling to provide a fair settlement, you have the right to stand up for yourself. Our attorneys can assist you in filing claims and ensure you receive the compensation you rightfully deserve.

Contact Us for a Free Consultation Today

At Abir Cohen Treyzon Salo, LLP, we operate on a contingency fee basis, meaning you only pay when we win your case. There’s no financial risk in calling us for a consultation, as we never charge for our services until we secure the compensation you deserve. When you speak to an attorney at Abir Cohen Treyzon Salo, LLP, we will:

• Answer all your questions
• Investigate your case
• Protect your best interests
• Provide a clear understanding of your legal options

Our Los Angeles property damage lawyers at Abir Cohen Treyzon Salo, LLP are dedicated to taking on insurance companies to maximize water leak damage claims. With our years of experience in handling property damage cases, we fight for the rights of clients who have been mistreated by large corporations. Don’t let insurance companies take advantage of you. Hire our skilled attorneys to fight for your rights and secure the compensation you deserve.

Call us at (888) 20-CLAIM or contact us online for a free consultation to learn more about how we can assist you. You can also fill out our free case evaluation form to reach an attorney at our office. Discover how we can make a difference in your life today. With offices in San Diego and Los Angeles, we proudly serve clients throughout Orange County and Los Angeles County, including Beverly Hills, Calabasas, Malibu, Santa Monica, Long Beach, Hidden Hills, Pasadena, San Marino, Brentwood, Encino, Newport Beach, and Foresthill.

Wildfires in California have become increasingly destructive, causing extensive property damage and financial losses for homeowners. The aftermath of a wildfire includes not only burned structures but also the pervasive effects of smoke, ash, and heat damage. Insurance companies often try to minimize payouts or deny claims altogether, leaving homeowners struggling to recover. At Abir Cohen Treyzon Salo, LLP, we understand the challenges faced by victims of smoke and ash damage, and we are here to help you navigate the complex claims process.

The Damaging Effects of Smoke and Ash 

Smoke, ash, and heat can cause significant damage to various components of your home. Beyond the visible destruction, the following areas may suffer severe harm:

Appliances: Heat and smoke can render appliances beyond repair, necessitating replacement. 

Furniture: Extensive smoke and ash damage can result in irreparable harm to furniture. 

Interior: Porous surfaces like carpets, drapes, and upholstery can be ruined by smoke and ash. Even hard surfaces such as marble and tile may discolor due to smoke damage. 

Landscaping: Smoke, ash, and heat contaminate the soil, posing long-term risks to plant life. 

Pools and hot tubs: Ash and soot can infiltrate water pumps and filters, compromising their functionality. 

Plumbing and heating systems: Pipes, ducts, and connectors can sustain damage from smoke and ash. 

Roof: Burning embers and intense heat can weaken the structure of the roof. 

Structural elements: Extreme heat can destabilize the home’s foundation or retaining walls. 

Windows: High temperatures can cause window frames to melt or blister, while glass may warp or become discolored.

Reducing the Risk of Damage 

Homeowners have a duty to take reasonable care of their properties to prevent damage. 

When a wildfire threatens, consider these precautions:

• Close all windows and doors, leaving them unlocked. 
• Remove combustible materials from around your home. 
• Cover or move outdoor furniture. 
• Preserve damaged items instead of discarding them.
•  Turn off air conditioning or air circulation systems. 
• Repair broken windows, cover holes, and conduct temporary repairs.

Take Prompt Action for Smoke and Ash Damage

 If your home has been exposed to smoke and ash, it is crucial to act swiftly to repair the harm caused. The costs of restoration can be substantial, and insurance companies may try to undervalue your claim. 

Follow these steps to protect your rights:

• Document the visible damage with detailed photographs. 
• Seek medical attention if you experience smoke-related health symptoms. 
• Cooperate with insurance adjusters, keeping thorough records of conversations and addressing all concerns. 
• Retain receipts for temporary repairs and track living expenses incurred due to displacement. 
• Demand a fair settlement that restores your home to its pre-fire condition.
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Obtain independent expert opinions and assessments to support your claim. 

Seek Legal Representation 

Navigating the complex process of smoke and ash claims requires experienced legal guidance. At Abir Cohen Treyzon Salo, LLP, our dedicated property damage lawyers are skilled in handling insurance companies and advocating for your rights. We have a track record of securing maximum compensation for our clients.

Gather the Necessary Documents 

Before filing your smoke and ash claim, gather essential documents for support. These may include:

• Copies of all insurance policies, including homeowner’s, umbrella, auto, business, and earthquake insurance. 
• Financial records, such as mortgage papers, bank statements, and investment documentation.
•  Proof of Loss statement with comprehensive details of damages, supported by photographic evidence. 
• Consult with a property damage lawyer before submitting to an Examination Under Oath (EUO). 
• A plan to safeguard valuable items like family heirlooms, photographs, and jewelry.

What to Expect When Filing a Smoke and Ash Claim 

Once you file a smoke and ash claim, an insurance adjuster will inspect your property. However, their assessment may underestimate the extent of the damage. Beware of low settlement offers that fail to cover the full costs of restoration. Consult with a property damage lawyer who can fight for a fair and equitable resolution.

Potential Issues and Insurance 

Bad Faith Smoke and ash damage claims can present unexpected challenges. Insurance companies may delay processing these claims, prioritize other matters, or undervalue damages. In cases where insurers fail to meet their obligations, you may have grounds for an insurance bad faith lawsuit. 

Examples of bad faith practices include:

• Failure to promptly notify homeowners of damage after inspection. 
• Discouraging claimants from hiring legal representation. 
• Misrepresenting policy provisions or facts related to the case. 
• Unreasonable delays or unfair settlement offers. 

Protecting Your Home from Wildfires 

While wildfires pose a significant threat, there are preventive measures you can take to safeguard your property:

• Clear vegetation and combustible materials within a 30-foot perimeter around your home. 
• Use fire-resistant plants in your landscaping. 
• Maintain proper spacing between trees and shrubs. 
• Trim branches to keep them at least 10 feet away from chimneys and roofs.
•  Install non-flammable chimney screens. 
• Remove dead or dying trees from your property. 
• Clean roofs and gutters of debris regularly.
•  Store firewood safely away from combustible structures. 
• Prepare an evacuation plan for your family. 

Avoiding Contractor Fraud 

To prevent contractor fraud, exercise caution when hiring repair companies:

• Obtain written estimates from multiple contractors and compare pricing and work scope. 
• Beware of contractors urging you to spend excessively on temporary repairs. 
• Keep receipts for permanent repairs reimbursable by insurance. 
• Research and verify references and reputations before hiring contractors. 
• Avoid providing deposits until background checks are completed.

The Importance of a Property Damage Lawyer Insurance companies frequently employ tactics to minimize payouts, leaving homeowners at a disadvantage. A knowledgeable property damage lawyer understands these strategies and will protect your rights. They will guide you through the claims process, ensuring your damages are fairly evaluated.

Assistance from Los Angeles Property Damage Lawyers at ACTS Law 

If your home has suffered smoke and ash damage from a wildfire, contact the Los Angeles property damage lawyers at ACTS Law without delay. Our team has a proven track record of successfully resolving claims for homeowners facing extensive wildfire-related losses. We will support you throughout the claims process, prioritizing your legal rights. Schedule a free and confidential consultation by calling us at 833-ACTS-LAW or reaching out to us online.

With offices in San Diego and Los Angeles, we proudly serve Southern California, including Orange County and Los Angeles County. Our reach extends to Beverly Hills, Calabasas, Malibu, Santa Monica, Long Beach, Hidden Hills, Pasadena, San Marino, Brentwood, Encino, Newport Beach, and Forest Hill.

Every year, windstorms wreak havoc, destroying numerous homes and endangering lives. The unpredictable nature of weather has left many homeowners devastated, facing the loss of their houses. If you or someone you know has fallen victim to wind damage, it is crucial to seek immediate assistance and guidance.

We’re Here to Support You

Your first step should be reaching out to your homeowners association or insurance company for help. However, what happens if your insurance company fails to handle the damage efficiently and promptly? What if they offer inadequate compensation or outright deny your claim? We understand the devastation and frustration that comes with such experiences. Our attorneys specialize in dealing with insurance companies and assisting clients whose lives have been upended by wind damage.

Safeguard Yourself and Your Loved Ones

Wind damage can have catastrophic effects, often extending beyond what meets the eye. Some issues may go unnoticed, posing risks to your home, family, and well-being. Common problems include:

• Water damage
• Structural damage
• Roof leakage
• Plumbing and electrical damage

Protect Your Rights

We comprehend the tragedy that wind damage brings to your home and life. While you focus on recovery and repairing the damages, the last thing you need is the hassle of dealing with insurance companies.

At Abir Cohen Treyzon Salo, LLP, we are here to assist you. We will fight for your rights, liaise with the insurance company, and advocate on your behalf to ensure you receive the justice you deserve.

Expert Legal Guidance

Our experienced attorneys have devoted decades to providing the attention and support you need. Don’t settle for less.

Los Angeles Wind Damage Lawyers at Abir Cohen Treyzon Salo, LLP Secure Full Recoveries for Insurance Claims

If you require assistance with filing a property damage claim, reach out to the Los Angeles wind damage attorneys at Abir Cohen Treyzon Salo, LLP as soon as possible. We understand the profound impact property damage can have on you and your family, and we will tirelessly strive to obtain the rightful compensation for your loss. Start with a free consultation by contacting us online or calling 888-20-CLAIM. With offices in San Diego and Los Angeles, we serve clients throughout Orange County and Los Angeles County, including Beverly Hills, Calabasas, Malibu, Santa Monica, Long Beach, Hidden Hills, Pasadena, San Marino, Brentwood, Encino, Newport Beach, and Foresthill.